Publications

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Author(s): 
Meryem Gökten, Willem Pieter de Groen

Following the rise in digital lenders and increasing online distribution of consumer credit, the European Commission proposed a revision of the Consumer Credit Directive (CCD) in June 2021.

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Author(s): 
Damir Gojsic, Rishabh Khanna

The ECRI Statistical Package 2021 provides data on outstanding credit granted by monetary financial institutions to households and non-financial corporations for the period from 1995 to 2020.

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Author(s): 
Karel Lannoo

Tackling money laundering is a longstanding policy priority, but one pursued with limited success. The EU Commission is announcing an AML action plan in July, but a new approach is needed. 

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Author(s): 
Karel Lannoo, Richard Parlour

Between 2 and 5% of global GDP is thought to be laundered every year, whereas only 1.1% is recovered. The CEPS-ECRI  report sets out key recommendations for a new approach to the fight against money laundering

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Author(s): 
Roeland van der Stappen, Ana Climente, Thierry Antonin, Jean Allix

Retail payments are at the forefront of the digital transformation of financial services.

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Author(s): 
Nagesh Kommuri, Xinyi Li

The ECRI Statistical Package 2020 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2019

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Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

The new EBA guidelines on loan origination and monitoring aim to improve the lending standards and asset quality of lenders after June 2021, and bring together the prudential standards for lenders, borrower protection, anti-money laundering and sustainability

 

 

 

 

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Author(s): 
Willem Pieter de Groen

Debit and credit cards have gradually increased in importance as instruments for retail payments.

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In 2018, loans to EU households and non-financial corporations (NFC) increased by 2.7%, the second consecutive year of the expansion.

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