Publications

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In this ECRI Commentary, Sylvain Bouyon, Research Fellow at ECRI and CEPS, offers an up-to-date analysis of recent trends and developments in European mortgage markets.

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Author(s): 
Daniel Cano, Fergal Carton, Frank Conway, Franck Guiader

This edition includes an editorial by Sylvain Bouyon, as well as articles by Daniel Cano, Fergal Carton, Frank Conway and Franck Guiader...

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In recent years, the digitalisation of retail financial services – retail payments, current/savings accounts, consumer/housing credit, car insurance, property...

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Author(s): 
Roberto Musmeci

The expansion of credit markets has fostered economic growth across the European Union, but it has also produced a sharp increase in the average level of household...

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Author(s): 
Paul Thomalla, Michael Pearson

This edition includes an editorial by Sylvain Bouyon, as well as articles by Paul Thomalla from ACI Worldwide and Michael Pearson from Clarus Investments...

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Author(s): 
Karel Lannoo, Mark Cliffe, Michalis Haliassos, Phil Thornton, Hans Timmermans, Monica Woodley, Stefan van Woelderen

This edition includes an editorial by Sylvain Bouyon as well as an article by Karel Lannoo on digitalisation.

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Author(s): 
Alistair Milne, Paul Parboteeah

This paper reviews peer-to-peer (P2P) lending, its development in the UK and other countries, and assesses the business and economic policy issues surrounding this new form of intermediation.

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Author(s): 
David Rees, Hans Dubois, Jan Siebols, Olivier Jerusalmy, Udo Reifner

This Edition includes an editorial on financial technology and over-indebtedness, as well as six ECRI newsletter articles.

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Author(s): 
Karel Lannoo

The European Commission’s Green Paper on retail financial services, published on December 10th, provides valuable insights into the possible benefits of a single market, as well as the obstacles to its development and the possible remedies.

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